Our client was riding as a passenger in his coworker\u2019s vehicle during a winter storm when the driver, going far too fast for the conditions, lost control and caused the car to flip and roll over. The crash left our client with a spinal compression fracture requiring surgery, and doctors later recommended a total disc replacement in his spine. <\/p>\n\n\n\n
The case presented challenges because the at-fault driver carried only state minimum insurance limits, and our client faced a workers\u2019 compensation lien of over $100,000 for his medical care. <\/p>\n\n\n\n
Through careful research and negotiation, our firm uncovered underinsured motorist (UIM) coverage on the client\u2019s personal auto policy and successfully recovered the full $100,000 available. We then applied state law showing workers\u2019 compensation carriers cannot subrogate against UIM recoveries and negotiated the lien down to just $10,000. <\/p>\n\n\n\n