Our client was seriously injured while riding on the back of an ATV after leaving a neighbor\u2019s house. The neighbor, who had been drinking, suddenly hit the gas as a joke. The ATV sped forward, throwing our client off the back and onto the pavement in the street. The impact caused a traumatic brain injury and required 13 staples to the client\u2019s skull. <\/p>\n\n\n\n
From the start, this case involved clear negligence. The driver\u2019s intoxication and reckless behavior directly caused the crash and the head injury. Even so, the insurance situation was not straightforward. The ATV policy only provided $100,000 in coverage, and the initial settlement offer was just under $44,000\u2014far less than what our client needed and deserved. <\/p>\n\n\n\n
Instead of rushing to settle, our team took the time to carefully look for all available insurance coverage. That patience paid off. We identified an additional homeowner\u2019s insurance policy that applied because the injury happened due to the homeowner\u2019s negligence. This uncovered significant additional coverage, strengthening the case without the need for a lawsuit, experts, or trial. <\/p>\n\n\n\n